How to Pay for a Retrofit

Home improvement low cost loans and grants

Home improvement low cost loans and grants are available in most cities and counties in the Bay Area to low- and fixed-income homeowners for this type of work. The source of the funds are their Community Development Block Grant (CDBG) funds from the federal government. Program requirements and funds available vary. Contact your local housing department or building department for more information.

City of Oakland

low income homeowners in the redevelopment zone may qualify for a grant for 50% of the cost of the work (up to $5,000) matched with a low interest loan for the remaining 50% of the cost. Retrofit permit fees for all residents are fixed at $250.

City of Berkeley

Berkeley’s Seismic Retrofit Incentive Program is an award-winning local government program offering financial incentives to owners of properties in the City. The program includes: a waiver of building permit fees for all qualified retrofit projects and a rebate of up to one-third of the City’s 1.5% property transfer tax if the funds are used for qualified retrofit projects within one year of purchase of the property.

Other Cities

Many other cities offer a flat permit fee for qualifying seismic retrofit work. Contact your building department for more information.

ABAG Finance Authority for Non-profits – Affordable Housing Program

The ABAG Finance Authority For Nonprofit Corporations (the “Authority”) is a Joint Powers Agency formed to help eligible nonprofits and other borrowers to gain access to tax-exempt debt financing. The Authority simplifies the debt issuance process for both the borrower and the jurisdiction in which the borrower is located by issuing conduit tax-exempt bonds or certificates of participation to finance projects with demonstrated public benefit. The Authority has financed projects on behalf of:

hospitals;
health care clinics;
retirement facilities;
nonprofit housing developers;
multifamily housing partnerships;
private schools;
behavioral health care agencies;
substance abuse facilities; and
community service organizations.

Information provided by ABAG

TESTIMONIALS

WHAT OUR CLIENTS SAY

"Excellent service that we received"

We want to thank you and your entire staff for the excellent service that we received during the job. We appreciate the care that was taken as well as your frequent help in resolving a variety of other problems that came to light during the course of the retrofit. We are happy to be used as a reference

-Bruce J & Rochelle G, Oakland CA.

"Staff was courteous and careful"

We were very satisfied with their professional and technical approach and the time spent explaining details before the work even began. Your staff was courteous and careful!

Christel D., Berkeley CA

"Appreciated the time that Jerome took to explain things"

I loved working with Frankee, David and Domingo and I really appreciated the time that Jerome took to explain things, before they even began Phase 1.

Ellen C., Alameda CA

"Friendly, efficient and competent crew."

Angela K., Berkeley CA

"Thank you! A pleasure."

Grant & Katherine T., Berkeley CA

"Great to work with"

Jonathan K., Lafayette CA